LV= offer up to 75% discount for drivers who have managed to go five years claim free. If you have four or more years no claims bonus, you can also protect your no claims bonus for the life of your policy meaning you will not lose your bonus no matter how many times you need to make a claim. This also means you can benefit from 75% discount year on year for as long as you stay with LV= for your car insurance. LV= also offer multi-car policies and offer an additional 5% discount on top of the 75% for each car that’s insured.
- Cover from just £169
- Multi-Car Discount
- Five year guarantee on repairs
- Free windscreen repair
- New locks and keys if your keys are lost or stolen
- New-For-Old on cars less than a year old
- £10,000 personal accident cover
- Huge range on optional extras
LV= also offer a range of optional extras which are worth considering when taking out a LV= car insurance policy. The main one to consider is the guaranteed courtesy car which costs £19.90. Although you would expect a courtesy car to come as standatdr with a car insurance policy, LV= do not include it up front to keep initial costs to a minimum and give you the option if you need one or not.
Motor Legal Assisance is also another option that many other insurers may include as standard. For an additional premium of £24.90 you will receive up to £100,000 of legal assistance should you need it when making a claim you need recover uninsured losses such as compensation for personal injury or hire car costs while your car is at the garage, or even defend yourself in court should you be preosecuted for a motoring offence.
The other optional extras LV= offer on their car insurance include european insurance cover for £19.90 which covers you for up to 180 days of consecutove use in the EU. Personal accident cover up to £100,000 is available for £19.90 and breakdown cover can be bought for £25.00 and is provided by Britannia Rescue which is wholly owned by LV=.